Research Topic: The impact of National Hospital Insurance Fund Pricing Strategy on health care accessibility and affordability among the low-income citizens in Kenya. A case of NHIF utilization in Mukuru slum in Nairobi County.
The research study aims at identifying the various components of NHIF pricing strategy and establish their impacts on the healthcare accessibility and affordability among the low-income citizens in Kenya.
Research Problem Brief
As much as NHIF pricing was changed nearly a decade ago, there still seems to be a low utilization of the service among the low income earners in the country. The challenge may be investigated through analysis of the pricing strategy components of NHIF and subsequent effects on affordability and accessibility to the low income earners. A case study of Mukuru slum dwellers would essentially capture the low income earners and ascertain the affordability and accessibility of NHIF at the current pricing strategy.
The research will therefore focus on 5 components or attributes of NHIF pricing strategy, namely:
Relatively low price currently at set at KShs.500.
Fast tracking of payments through cards
Flexible payment plan of a small amount of money every month
High inclusivity of the beneficiaries within the single package
Diversity in healthcare services covered under the low priced package
The outlined NHIF components will make the research study`s Independent Variables whose impact and effects will be weighed on the affordability and accessibility of health care in the target population – low income earners in Mukuru slum.
The basis of assessing the highlighted components of NHIF will be the factors defining healthy living and quality of life programme which include:
Number of accredited hospitals
Income level among the low income dwellers as compared to the cost of the NHIF
The beneficiaries covered within the NHIF cover
Medical care services covered by the NHIF
The various factors that define healthy living and quality of life programme will form the Dependent Variables for the research study.
The conceptual model will therefore relate the set of Independent Variables to the Dependent Variables thus avail the criteria for achieving the research study objectives.
The research study is highly reliant on data that would be collected and observed from the participants in the specified population which thus makes the Descriptive Approach more appropriate. The research will utilize both primary and secondary data to avail adequate and relevant information for analysis. Interviews, questionnaires and direct observation will generate the primary data while literature review will avail the secondary data.
The research objectives will highlight the core focus of the research study; hence set the scope within which the research will be conducted.
To find out the perception on the current pricing of NHIF from the low-income earners in Mukuru slum.
To establish the range of accessible healthcare services under NHIF in Mukuru slum.
To find out the accessibility of healthcare as a result of having many accredited hospitals.
To determine if the current pricing of NHIF would be accommodated within the low income earners income levels.